Today, the number of people filing for bankruptcy has skyrocketed by 44% in just the past 10 years with numbers continuing to climb. Consumer credit has reached an all-time high, leaving more and more people in debt. While we need consumer spending to maintain and grow the economy, when money and credit are misused, disaster strikes…

If you’re facing a mountain of debt that just continues to keep growing, bankruptcy may seem to be the only way out. You’re not alone. Hundreds of thousands of Americans face this situation every year. Filing for bankruptcy may seem like an easy solution to your problems, but is it really the right choice?..